Few expert witnesses are more in demand and less in supply than the true credit expert witness. The complexities of consumer credit dictate that the witness must have firsthand knowledge not only of the industry, but also the practices of lenders, credit reporting agencies and credit score developers. In laymen's terms, he or she must be able to provide commentary not only on the credit report and credit score, but also on any changes in credit reputation, damage caused by negligence, or disingenuous accusations of lender misconduct.
The credit experts who are part of the CreditExpertWitness team are hand picked not only because of their time spent in the credit industry, 82+ years, but also because of the positions they once held and the knowledge they now hold. We are experts in not just credit reporting but how the data is furnished, stored, delivered, mined, archived, damaged, scored, updated, corrected and interpreted by lenders. We are experts in not just credit scoring but in how the scores are designed, developed, calibrated, validated, delivered, damaged, manipulated and updated.
There are two types of credit experts. There are those who have researched the industry from the outside, the academic. And there are those who have spent significant time functioning within it, the real expert. Our experts have built FICO scores, managed the credit bureau dispute process, developed the consumer websites where credit data is being sold, trained credit bureau sales representatives, developed FICO score training programs, and have made hundreds of credit presentations of varying levels of complexity.
"I believe that one of the main reasons the plaintiffs finally asked to settle was your strong deposition testimony."
- Ron M. Arlas
Esq. GreenPoint Mortgage Funding
"Thank you for your excellent work and your excellent expert report on this case (Jensen v Chase). Your experience in both the credit and credit reporting industries was particularly valuable. You spotted some issues in the case which I had not spotted myself.
- George G. Weickhardt
Ropers, Majeski, Kohn & Bentley PC
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John UlzheimerWorked for Fair Isaac & Equifaxview profile >> |
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Dean BinderWorked for Fair Isaac & Equifaxview profile >> |
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Linda WillsonWorked for Equifaxview profile >> |
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Kim SchmidtWorked for Fair Isaac & Experianview profile >> |